1. Do you take insurance?
A unique benefit of my practice is that I communicate directly with your insurance provider, so that you don't have to. This is very different from most other practices. Some of the administrative work that I do on your behalf include:
- filing all claims
- verifying your exact insurance benefits before we start so we can minimize surprises down the road
- following up with insurance if there are any problems or questions.
2. Are you considered an in-network or out-of-network provider?
It depends on the plan. I communicate directly with insurance for both in-network and out-of-network plans, however, so your experience does not greatly differ. This means that you get to focus on just taking care of you, and I take care of the rest. This is very different from most other practices, where clients are required to deal with insurance themselves.
3. How does payment work?
I collect the majority of the fee from your insurance provider directly. This is different from other practices, where you are often required to pay the full fee upfront and seek reimbursement from your insurance on your own.
Clients' portion of the fee per session are typically $20-50, which is collected either at the time of the session or at the end of the month.
4. Is it better to work with an in-network or out-of-network provider?
Like with most things in life, there are advantages and disadvantages to working with an in-network or out-of-network provider. Every insurance plan is truly different so it is hard to generalize across all plans, but below is a chart that offers some comparisons between seeing an in-network or out-of-network provider.
|Your responsibility is typically $20-40 per visit, after the deductible is met.||Your responsibility is typically $30-50 per visit, after the deductible is met.|
|I file claims directly to insurance for the majority of the payment, and collect your portion of the fee from you, either the co-payment or co-insurance.||I file claims directly to insurance for the majority of the payment, and collect your portion of the fee from you, either the co-payment or co-insurance. Because of the unique benefits I offer in my practice, there is virtually no difference in convenience between in-network or out-of-network.|
|Certain insurance plans require providers to submit extensive, confidential information, including intake information, progress notes, and treatment plans before insurance will approve services or after a specified number of sessions.||Very little information is communicated to insurance - typically only the name, date of birth, date and length of session, and a diagnosis code.|
|Freedom of Choice|
|Many in-network providers in DC are full so you may have fewer choices with whom you’d like to work - and sometimes, only 1 or 2 providers who have openings at all||You have more choices and freedom to select a provider who you feel is a good fit for you based on location, gender, specialty areas, counseling approach, and personality or style. Having a good fit with your therapist is one of the best predictors of positive outcomes in therapy.|
|Some insurance plans place restrictions on the session length or number of sessions for in-network providers.||We have the freedom to decide on the session length that works best, with many clients preferring to meet for longer sessions. We also have the freedom to decide when we want to end counseling. It is all up to us, and only us.|
5. Do you offer reduced fees or a sliding scale?
YES. I feel it is important that counseling be available to as many people as possible, no matter their financial circumstances. I am open to sliding or reducing fees depending upon one's financial situation. Please contact me if you need a reduced fee.
6. Insurance jargon is confusing to me. Can you help me understand what all these terms mean?
Here is a chart with definitions of common terms you are likely to find in your policy: